How to Buy a House in California

  Author:    Ralph Warner, Ralph E. Warner, Ilona M. Bray, Ira Serkes, George Devine
  ISBN:    1413304036
  Sales Rank:    129144
  Published:    2007-01
  Publisher:    NOLO
  # Pages:    400
  Binding:    Paperback
  Avg. Rating:    5.0 based on 12 reviews
  Used Offers:    13 from $19.18
  Amazon Price:    $23.09
  (Data above last updated:  2008-12-04 04:32:20 EST)
  
  
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How to Buy a House in California
  
The most complete guide to buying a home in the Golden State

A thorough, practical guide to every aspect of buying a house, How to Buy a House in California will help you make informed decisions that can save you thousands of dollars. With this bestseller in hand, you'll learn how to:

  • choose a house and neighborhood
  • find the right agent
  • get the most up-to-date information on mortgage options and rates
  • take advantage of creative financing strategies - from
  • seller financing to government loans
  • figure out how much down payment you can afford
  • make an offer and negotiate with confidence for the best price
  • buy a new house in a development
  • inspect a house for physical problems and environmental hazards
  • juggle buying and selling houses simultaneously
  • successfully go through escrow

    The 11th edition is completely updated and provides an easy method for calculating how much house you can afford. Plus, you'll find the current rules for government-assisted loans and the latest resources.

    List of Forms:
    Ideal House Profile
    House Priorities Worksheet
    House Comparison Worksheet
    Family Financial Statement
    Directions for Completing the Family Financial Statement

  • "The most complete guide to buying a home in the Golden State. A thorough, practical guide to every aspect of buying a house, How to Buy a House in California will help you make informed decisions that can save you thousands of dollars. With this bestseller in hand, you'll learn how to: choose a house and neighborhood find the right agent get the most up-to-date information on mortgage options and rates take advantage of creative financing strategies - from seller financing to government loans figure out how much down payment you can afford make an offer and negotiate with confidence for the best price buy a new house in a development inspect a house for physical problems and environmental hazards juggle buying and selling houses simultaneously successfully go through escrow The 10th edition, completely updated, explains how to use the latest mortgage financing options - such as no-interest loans - without getting burned. It also covers how to research a home's insurance history, deal with problems with newly built homes, and to what extent a buyer can trust inspection reports provided by a seller. Home buyers beyond California: Even though this book provides state-specific forms and information for Californians, most of the material in it can help home buyers in the other 49 states as well. Don't buy a house without it! List of Forms Describing Your Dream House Ideal House Profile House Priorities Worksheet House Comparison Worksheet How Much House Can You Afford? Family Financial Statement Monthly Carrying Costs Worksheet Mortgage Rates and Terms Table Presenting Your Offer and Negotiating Contract to Purchase Real Property Extension of Offer to Purchase Real Property Counteroffer [Counter Counteroffer] Revocation of Offer to Purchase Real Property Escrow, Contingencies and Insurance Extending Time to Meet Contingencies Contingency Release Release of Real Estate Purchase Contract "
                      Reader Reviews 1 - 5 of 5                 
      
      
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    11-12-08 4 (NA)
    (Hide Review...)  Love this book
    Reviewer Permalink
    I read a few buying a house guides but this one is nearly complete w/ all the process and paper works. It goes into detail and typical process, fees and situations. However I think the book should add in a chapter with short sale and REOs for current economy.
    (Review Data Last Updated: 2008-12-04 04:35:20 EST)
    03-18-08 5 (NA)
    (Hide Review...)  Agree with the other opinions
    Reviewer Permalink
    I won't waste your time with repeating the same things everyone else has said. This is the best book for first-time home buying in SoCal; you won't lose money or time with this book. Gratuitous advice if you are buying in SoCal for the first time:
    1. Things are done a little differently out here, so DO NOT listen to people from other states regarding need for a lawyer on every purchase; the escrow agency takes care of most of those details unless a problem arises. Just follow the book...it will guide you well.
    2. If the home inspection report mentions a horizontal furnace related to Consolidated Inc. in the past, DO have your furnace inspected even if the serial number does not show a recalled NOx rod (see your home inspector, or a CA home inspection manual)...the Consolidated/Premier furnace that came with my place needed to be replaced despite not being on the recall list because of a fire hazard (eep!).
    3. It's also handy to have a home inspection manual anyway so that any repairs you perform as a DIY'er won't cause problems down the road on resale, if needed.
    (Review Data Last Updated: 2008-11-13 04:25:50 EST)
    10-10-07 5 (NA)
    (Hide Review...)  Wonderful Resource
    Reviewer Permalink
    I purchased this book because I was a first time home buyer and the information and tips I got from this book were wonderful. There was a tip about calling local title companies to find out who they think are good local real estate agents. I called for a recommendation, and it worked wonderfully! I found a great agent using that tip and I am extremely pleased with how everything worked out. The extra knowledge I acquired from this book was very helpful throughout the whole home buying process. It is an easy and fun book to read. The authors give stories from their personal experiences and also provide explanation of terms, etc. I would recommend it to any one who is going to buy a home.
    (Review Data Last Updated: 2008-03-18 08:43:43 EST)
    07-23-07 5 2\2
    (Hide Review...)  Demystify the Maze
    Reviewer Permalink
    This book rocks! It is well written, clearly organized, full of incredibly useful insights and obviates the need for any other books. Purchasing property in the Golden State is hugely complicated and this book unravels the knots and truly educates the potential buyer to the point that ones agent will be impressed. Every aspect is covered and in such depth that I truly believe it helped me negotiate the best price and the best mortgage terms. I fully understood all the steps and when it came to final closing costs, I was impressed that I was able to accurately predict exactly what those would be ...no shocks here. I highly recommend this book.
    (Review Data Last Updated: 2007-10-10 23:56:59 EST)
    03-18-06 5 6\6
    (Hide Review...)  I have nothing bad to say about this book.
    Reviewer Permalink
    I will be a first time homebuyer shortly and this book is really helping me put things into perspective and feel confident about purchasing a home. Easy to read. Easy to understand. Easy to find specific information. Highly recommended.
    (Review Data Last Updated: 2007-07-24 11:32:11 EST)
      
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