Here is the real story behind Mr. Stonecipher's lawsuit:

[...]

The story is company legend. In 1969, Harland C. Stonecipher, founder of Pre-Paid Legal Services, was involved in a car accident. The driver of the other car survived the crash. But, as Stonecipher later wrote in a corporate memoir, "I faced thousands of dollars in legal costs stemming from an accident in which I was blameless."


The experience gave him the idea to start a business charging customers a monthly fee to cover future legal expenses. Today, Pre-Paid (PPD ) has more than 1.2 million customers paying an average of $21 a month to access its network of lawyers. Revenues of the New York Stock Exchange-traded company topped $300 million last year, and at a recent price of $29, its stock is trading at a healthy 19 times the last 12 months' earnings.

Stonecipher's account of his accident leaves out a few details, however. According to his attorney at the time and copies of the suits obtained by BusinessWeek Online, he was the first to sue in court for injuries. He later settled. Meanwhile, the driver of the other car sued Stonecipher the following year for just a fraction of what Stonecipher had sought for injuries incurred in the accident. A spokesperson for Pre-Paid says only that Stonecipher's recollection of the events are 33 years old.

NUMEROUS CHARGES. A growing number of Pre-Paid's customers and salespeople say they think its sale's pitch is also missing a few details. Pre-Paid laid out $1.5 million in 2001 to settle a series of suits from customers in Alabama who claimed that it overstated the amount of legal coverage it offered. Since then, at least 20 new cases involving 113 former customers and salespeople have been filed in that state.

In March, four former salespeople filed a fraud and breach-of-contract suit in Oklahoma, this time accusing Pre-Paid of operating an "illegal pyramid scheme." On Apr. 19, two other former customers filed suit in Pre-Paid's home state of Oklahoma, alleging breach of contract, negligent hiring, training, and supervision, and other violations of the state's consumer protection act.

Pre-Paid says the suits are without merit and were initiated by attorneys who advertised for plaintiffs. The suits are proof, says one company executive, of the "need for a legal service like ours in this litigious society."

JUST ONE WORD. But the escalating number of cases could become a burden for Pre-Paid, whose stock has more than doubled in the last year. "Members are not given sufficient information to know what they are buying," says Edward E. Angwin, a Birmingham (Ala.) attorney behind many of the suits. "We want them to stop selling the product as it is."

The recurring theme in the litigation is that Pre-Paid's salespeople overstate what its membership contracts cover. In the suits, former salespeople and customers claim that they're told Pre-Paid will cover all of a person's legal needs. Indeed, in a copy of its in-house magazine distributed to salespeople last year, Pre-Paid board member David A. Savula wrote: "All you have to know is the word: Yes. Does our product cover everything? Yes. So if somebody asks does it cover this or does it cover that, we're going to say, 'Yes.'"

However, Savula's article goes on to recommend that salespeople walk prospective customers through the company's brochures, which detail benefits more specifically.

NOT COVERED. A review of sample Pre-Paid contracts shows many limitations. Cases involving bankruptcy, alcohol, drugs, pre-existing conditions, wage garnishment, divorce, annulment, child custody, class actions, hit and runs, driving without a license, civil or criminal charges associated with a business, and commercial vehicles over two axles aren't covered. Nor are any "claim, defense, or legal position which, in the opinion of the Provider Attorney, will not prevail in court." Pre-Paid provides for 60 hours of trial time per year, but pretrial work -- the bulk of most cases -- is limited to 2.5 hours per year in a basic policy.

Pre-Paid provides its service through a network of designated law firms, typically one per state. Customers whose legal work falls in uncovered areas are offered the ability to contract with Pre-Paid's attorneys at a discount of 25% off the hourly rates. Those fees can be high, says Robert Schweikert, a 61-year-old food vendor in Charlotte, N.C. He became a Pre-Paid salesman and customer in March, 2000.

Schweikert says he twice tried to use Pre-Paid's attorneys for services he thought were covered under his membership, once to add a new beneficiary to his will and a second time to incorporate a new business. In each case, Schweikert says, Pre-Paid's representative wanted additional compensation to do the work. In the case of the business document, the fee was twice what Schweikert's regular attorney charged.

RESTATED FINANCIALS. "Everything you do with them costs money," says Schweikert, who is one of the plaintiffs in the first suit seeking class action status in Oklahoma. "The services were not what they were advertised." Pre-Paid says it won't comment on the specifics of any ongoing cases, but it asserts that it more than adequately discloses what it covers and that Schweikert has never complained directly to Pre-Paid about his coverage.

Pre-Paid is no stranger to controversy. It has publicly battled short-sellers -- investors who bet that the stock will fall -- for years. In 1987, Pre-Paid asked the American Stock Exchange to investigate possible manipulation of the stock by short-sellers. In 2001, it changed its accounting methods and restated its financials at the request of the Securities & Exchange Commission. Pre-Paid had been booking commissions advanced to salespeople as an asset rather than expensing them in its earnings.

Pre-Paid ultimately restated three years worth of results, cutting earnings in half and reducing assets by two-thirds for that period. In a letter to shareholders announcing the change, PrePaid's chairman wrote: "We are now required to expense commission advances when paid. Doing so does not change our ultimate profitability; it only changes the timing of reported profits. Even after restating reported results, we were quite profitable in 2001, and we grew."

NO PAIN? Pre-Paid has had some good news in the courtroom. In March, a suit from shareholders regarding the accounting changes was dismissed, in part, because the judge found that "reasonably diligent investors" could have investigated the allegations using public SEC filings.

On Apr. 22, Pre-Paid announced that a record 200,000 new members had signed up for its services in its most recent quarter. Revenues increased 17%, to $82 million, and earnings were up an equal percentage, to $8.8 million. Allen H. Lee, an analyst at Allen Financial Advisors doesn't think the lawsuits will hurt Pre-Paid's finances. "So far, there hasn't been any impact," Lee says. "It has had them before. It's a 30-year-old company."

Pre-Paid may yet triumph over its latest suits, but for a company that aims to solve people's legal troubles, it certainly has attracted a large share of its own.

Here is the real story behind Mr. Stonecipher's lawsuit:

[...]

The story is company legend. In 1969, Harland C. Stonecipher, founder of Pre-Paid Legal Services, was involved in a car accident. The driver of the other car survived the crash. But, as Stonecipher later wrote in a corporate memoir, "I faced thousands of dollars in legal costs stemming from an accident in which I was blameless."


The experience gave him the idea to start a business charging customers a monthly fee to cover future legal expenses. Today, Pre-Paid (PPD ) has more than 1.2 million customers paying an average of $21 a month to access its network of lawyers. Revenues of the New York Stock Exchange-traded company topped $300 million last year, and at a recent price of $29, its stock is trading at a healthy 19 times the last 12 months' earnings.

Stonecipher's account of his accident leaves out a few details, however. According to his attorney at the time and copies of the suits obtained by BusinessWeek Online, he was the first to sue in court for injuries. He later settled. Meanwhile, the driver of the other car sued Stonecipher the following year for just a fraction of what Stonecipher had sought for injuries incurred in the accident. A spokesperson for Pre-Paid says only that Stonecipher's recollection of the events are 33 years old.

NUMEROUS CHARGES. A growing number of Pre-Paid's customers and salespeople say they think its sale's pitch is also missing a few details. Pre-Paid laid out $1.5 million in 2001 to settle a series of suits from customers in Alabama who claimed that it overstated the amount of legal coverage it offered. Since then, at least 20 new cases involving 113 former customers and salespeople have been filed in that state.

In March, four former salespeople filed a fraud and breach-of-contract suit in Oklahoma, this time accusing Pre-Paid of operating an "illegal pyramid scheme." On Apr. 19, two other former customers filed suit in Pre-Paid's home state of Oklahoma, alleging breach of contract, negligent hiring, training, and supervision, and other violations of the state's consumer protection act.

Pre-Paid says the suits are without merit and were initiated by attorneys who advertised for plaintiffs. The suits are proof, says one company executive, of the "need for a legal service like ours in this litigious society."

JUST ONE WORD. But the escalating number of cases could become a burden for Pre-Paid, whose stock has more than doubled in the last year. "Members are not given sufficient information to know what they are buying," says Edward E. Angwin, a Birmingham (Ala.) attorney behind many of the suits. "We want them to stop selling the product as it is."

The recurring theme in the litigation is that Pre-Paid's salespeople overstate what its membership contracts cover. In the suits, former salespeople and customers claim that they're told Pre-Paid will cover all of a person's legal needs. Indeed, in a copy of its in-house magazine distributed to salespeople last year, Pre-Paid board member David A. Savula wrote: "All you have to know is the word: Yes. Does our product cover everything? Yes. So if somebody asks does it cover this or does it cover that, we're going to say, 'Yes.'"

However, Savula's article goes on to recommend that salespeople walk prospective customers through the company's brochures, which detail benefits more specifically.

NOT COVERED. A review of sample Pre-Paid contracts shows many limitations. Cases involving bankruptcy, alcohol, drugs, pre-existing conditions, wage garnishment, divorce, annulment, child custody, class actions, hit and runs, driving without a license, civil or criminal charges associated with a business, and commercial vehicles over two axles aren't covered. Nor are any "claim, defense, or legal position which, in the opinion of the Provider Attorney, will not prevail in court." Pre-Paid provides for 60 hours of trial time per year, but pretrial work -- the bulk of most cases -- is limited to 2.5 hours per year in a basic policy.

Pre-Paid provides its service through a network of designated law firms, typically one per state. Customers whose legal work falls in uncovered areas are offered the ability to contract with Pre-Paid's attorneys at a discount of 25% off the hourly rates. Those fees can be high, says Robert Schweikert, a 61-year-old food vendor in Charlotte, N.C. He became a Pre-Paid salesman and customer in March, 2000.

Schweikert says he twice tried to use Pre-Paid's attorneys for services he thought were covered under his membership, once to add a new beneficiary to his will and a second time to incorporate a new business. In each case, Schweikert says, Pre-Paid's representative wanted additional compensation to do the work. In the case of the business document, the fee was twice what Schweikert's regular attorney charged.

RESTATED FINANCIALS. "Everything you do with them costs money," says Schweikert, who is one of the plaintiffs in the first suit seeking class action status in Oklahoma. "The services were not what they were advertised." Pre-Paid says it won't comment on the specifics of any ongoing cases, but it asserts that it more than adequately discloses what it covers and that Schweikert has never complained directly to Pre-Paid about his coverage.

Pre-Paid is no stranger to controversy. It has publicly battled short-sellers -- investors who bet that the stock will fall -- for years. In 1987, Pre-Paid asked the American Stock Exchange to investigate possible manipulation of the stock by short-sellers. In 2001, it changed its accounting methods and restated its financials at the request of the Securities & Exchange Commission. Pre-Paid had been booking commissions advanced to salespeople as an asset rather than expensing them in its earnings.

Pre-Paid ultimately restated three years worth of results, cutting earnings in half and reducing assets by two-thirds for that period. In a letter to shareholders announcing the change, PrePaid's chairman wrote: "We are now required to expense commission advances when paid. Doing so does not change our ultimate profitability; it only changes the timing of reported profits. Even after restating reported results, we were quite profitable in 2001, and we grew."

NO PAIN? Pre-Paid has had some good news in the courtroom. In March, a suit from shareholders regarding the accounting changes was dismissed, in part, because the judge found that "reasonably diligent investors" could have investigated the allegations using public SEC filings.

On Apr. 22, Pre-Paid announced that a record 200,000 new members had signed up for its services in its most recent quarter. Revenues increased 17%, to $82 million, and earnings were up an equal percentage, to $8.8 million. Allen H. Lee, an analyst at Allen Financial Advisors doesn't think the lawsuits will hurt Pre-Paid's finances. "So far, there hasn't been any impact," Lee says. "It has had them before. It's a 30-year-old company."

Pre-Paid may yet triumph over its latest suits, but for a company that aims to solve people's legal troubles, it certainly has attracted a large share of its own.

I love the kind of comments from someone like Jason in the January 2003 review! And am grateful for the sites he listed so I could check out the lawsuit he spoke of and get the current information! Once again, blessings and beauty come out of negative situations! How powerful that lawsuit is in dispelling the myths; the false perceptions, and misunderstanding of what PPL is all about!
Prepaid Legal Services, Inc. (inc. in 1976) is one of the top 50 companies traded on the NYSE and is an 'open book' to all. (See their stock: PPD)
Being a PPL associate is everything I have ever hoped and dreamed for in my life: to help and greatly impact the lives of people across America and Canada, and make a nice living doing it - does it get any better than that!?
I urge you to protect your family in what the American Bar Association itself has deemed the 'the BEST way for the majority of Americans to assure themselves of legal assistance when they need it is through a prepaid legal plan...'.

We wouldn't be without our car insurance, or health insurance (yet how often are we in the hospital, or have a car accident, God forbid) yet we have legal/financial situations continually!
God Bless Harland Stonecipher for bringing affordable, accessible legal assistance to everyone - 'with liberty and justice for all'!

www.prepaidlegal.com/info/gailjensen

Buisness Week:
Stonecipher's account of his accident leaves out a few details, however. According to his attorney at the time and copies of the suits obtained by BusinessWeek Online, he was the first to sue in court for injuries. He later settled. Meanwhile, the driver of the other car sued Stonecipher the following year for just a fraction of what Stonecipher had sought for injuries incurred in the accident. A spokesperson for Pre-Paid says only that Stonecipher's recollection of the events are 33 years old.

TheStreet.com:
In his latest IRS battle, Stonecipher is also fighting allegations that he continues to improperly deduct losses for a personal ranch that has already been denied for-profit classification by the IRS. When ruling against Stonecipher two years ago, the IRS said the ranch was never operated like a true business destined for profitability. Specifically, the agency said, Stonecipher failed to keep any formal books or records about the operation...Stonecipher recently settled the prior case related to his cattle ranch deductions. He also stopped claiming losses from coonhound breeding years ago, when his IRS troubles began.

LieffCabraser.com:
Plaintiffs further allege that Pre-Paid Legal Services operates an unlawful pyramid sales scheme. The marketing scheme allegedly depends upon commissions paid for sales of plans and upon the recruitment of other sales associates. For every sale of a plan, the associates are paid an advance commission, a percentage of which goes to those who recruited them. Bonuses are paid based upon recruitment of associates. Plaintiffs allege that defendants generate millions of dollars each year from marketing the "Opportunity," together with the sale of marketing materials, worthless lead lists, and valueless training programs sold as part of the Opportunity.

Buisness Week:
Stonecipher's account of his accident leaves out a few details, however. According to his attorney at the time and copies of the suits obtained by BusinessWeek Online, he was the first to sue in court for injuries. He later settled. Meanwhile, the driver of the other car sued Stonecipher the following year for just a fraction of what Stonecipher had sought for injuries incurred in the accident. A spokesperson for Pre-Paid says only that Stonecipher's recollection of the events are 33 years old.

TheStreet.com:
In his latest IRS battle, Stonecipher is also fighting allegations that he continues to improperly deduct losses for a personal ranch that has already been denied for-profit classification by the IRS. When ruling against Stonecipher two years ago, the IRS said the ranch was never operated like a true business destined for profitability. Specifically, the agency said, Stonecipher failed to keep any formal books or records about the operation...Stonecipher recently settled the prior case related to his cattle ranch deductions. He also stopped claiming losses from coonhound breeding years ago, when his IRS troubles began.

LieffCabraser.com:
Plaintiffs further allege that Pre-Paid Legal Services operates an unlawful pyramid sales scheme. The marketing scheme allegedly depends upon commissions paid for sales of plans and upon the recruitment of other sales associates. For every sale of a plan, the associates are paid an advance commission, a percentage of which goes to those who recruited them. Bonuses are paid based upon recruitment of associates. Plaintiffs allege that defendants generate millions of dollars each year from marketing the "Opportunity," together with the sale of marketing materials, worthless lead lists, and valueless training programs sold as part of the Opportunity.

This book is a must read for everyone. This is not only the rags to riches story of Mr. Stoneceipher, but the story of those who have joined him in his quest to truly make justice equal to all. This book has been an inspiration to me and my organization. Thank you sir for writing this wonderful book...

I enjoyed the book. It is a good thing to see someone follow their vision with a passion and a unique business model.

"Justice for all, under law" - is a revered icon of legal
protection guaranteed by the constitution. Truly a great idea but seemingly a myth to most of us. Legal protection, and access
to justice are two oceans apart. The most common sentiment is that 'equal justice' is only for those who can pay for it. A more
revealing picture was painted from this partial quote by Dr. Derek Bok, former law school president of Harvard University-"there is far too much law for those who can afford it, and far too little for those who cannot. No one can be satisfied with this state of affairs. The costs of hiring a lawyer... and the mysteries of the legal process discourages most people of modest means from trying to impose their rights." This 'need' for an affordable access to the justice system is an on going battle for everyone of us. Mr Harland Stonecipher is a trailblazer and poignantly captured in this book "The Pre-Paid Legal Story" how a simple idea has revolutionized the way of accessing the justice system - one family membership at a time. Never again will a day go by where a member has to check his pocket first, before he can get legal advise whenever he needs one. This idea
is now available to some Canadian provinces and to most of the
U.S.A. As a member of prepaid, you can call your attorney anytime during regular business hours and resolve important legal or family issues. Making important decisions has just become easier. Knowing and defending your rights is a phone call away, or through a letter written by a lawyer on member's behalf.
Justice for all has become a reality to some 1.2 million members of prepaid- thanks to Mr Stonecipher, for struggling to share his idea, and story. This is a must read book for everyone who
needs to benefit from the promise of 'Justice to all, under law'.

and took another good look at them, and what can be achieved when you want it bad enough.

It took Harland Stonecipher 30+ years to build a company and a service that truly helps honest, hard-working Americans. He could have given up a thousand times, but was stubborn enough and convinced that everyone should have equal access to affordable legal help.

I became an Independent Associate of Pre-Paid Legal in June, 2001 and had the opportunity to hear Mr. Stonecipher speak. He is still an inspiration. Being in this business, working with so many dedicated, positive people and making my own dreams finally come true has been an eye-opening experience. It's easy to let the hum-drum world of a corporate employee dull your senses. After reading how he took a spark of an idea and kept fanning the flames until the idea became reality, I had to take a closer look at this company. I had never heard of it. But Pre-Paid Legal is nearly 30 years old, and traded on the New York Stock Exchange! The product is real, the people are real and the opportunity is real.

This book explains it all, and it's a good read for anyone who needs to jump-start their life.

Building your dream is serious business. I does not just happen, you need to take control of your life and just do it...The events and stories in this book can help you recognize how our actions DO have RE-actions that can change the world we live in. The only thing you need is, hard work, commitment and dedication. DO not believe in what other might say, read it from the source, and you too can reach your untapped potential. Mr. Stonecipher and his team did a wonderful job capturing the journey that we no dought will change our "Justice System" for the better in a very short time. Enjoy it and be prosper.

It has been said that "lightning rarely strikes twice in the same place". What you will find in this thoughtful biography is the written evidence that, with regards to American know-how and fierce determination, it IS in fact possible to duplicate the success of another business pioneer in America. Pre-Paid Legal Services, Inc. (NYSE: PPD) is absolutely guilty of the brilliant "crime" of R&D ( rob and duplicate ) from McDonald's, which catapulted Ray Kroc's vision of the .15 cent hamburger stand to one of the greatest single success stories in American Business history. Only this time it isn't affordable fast food, but affordable equal justice, that is at the core of this company's massive appeal in our country. In the September 8th "Money" section of the USA Today, a full page celebration appeared lauding the astonishing achievement of their ONE MILLIONTH family. Mr. Stonecipher accurately sums up his company's "overnight success" by stating, "It took us 28 years to get to one million families. Based on current sales, we will add the NEXT million families in less than 28 months." This book opens a truly candid time capsule of Mr. Stonecipher's desire to correct what he felt was the biggest injustice in America, which is the concept of "equal justice for all", but the reailty of not knowing exactly how everyone without the financial means would be able to afford any justice at all. You will read how the company struggled to find the right delivery system for its services, and how they finally built (from scratch) a nationwide system of providing top-notch legal muscle to middle income Americans that the American Bar Association describes as "...The BEST way for the majority of Americans to insure themselves of legal assistance when they need it." This story is the classic David vs. Goliath struggle, and is a must read for any fledgling business owner, business executive, or student of American History.

I've been a Pre-Paid Legal member for 16 years. As a single parent raising 3 children, this membership has been a LIFE SAVER.

PPLSI has saved me countless thousands, especially on car warranties that insurance companies did NOT want to honor. They have helped me with insurance claims too. The adjuster is NOT your friend. It is their job to reduce or deny your claim !

Pre-Paid Legal is one of the main PIONEERS in the Industry, and the industry now also bears the company's name in part.

Like any product or service, when the VALUE is becoming WELL known, then imitations start popping up, some good, some bad, and some terrible. Those that market the imitations will try to bad-mouth the company they are trying to copy. This makes no sense at all.

A good copy of a priceless painting may be very valuable, however the ORIGINAL is priceless.

I remember what Zig Ziglar says when a person says a product or service is "JUST LIKE" another product. (Paraphrasing) He says I understand what you mean. My wife and I are "JUST ALIKE" We both have two ears, two eyes, two arms, two legs, one mouth. We love to eat and dance. However, there are a FEW "UNIQUE DIFFERENCES" and that is WHY I married my wife. There are also a FEW "UNIQUE DIFFERENCES" between the products that I'd like to explain.

There are some "UNIQUE DIFFERENCES" in Pre-Paid Legal (PPL) Services, and that is what the book points out. ONLY PPL has a "Closed" panel of lawyers so they can AFFORD to INVEST vast amounts of money to connect the provider law firms in the states by computer to Ada OK, train them and their staff to give the BEST quality service, owns the 800# to the law firms, and give the law firms daily, weekly, and monthly report cards to help them give the best service. They mail out surveys to those members who use the service to have them rate the lawyers.

PPLSI is the ONLY company that specializes in the Pre-Paid legal service that is publicly traded on the New York Stock Exchange and is DEBT FREE to boot.

PPLSI pays the law firms hundreds of thousands per month to provide membership services at "No Extra cost" to members. If the law firms do NOT give the BEST services to members or can NOT keep up with the rapid growth of the membership base, then they are replaced. Many law firms are on a waiting list to replace them. The Texas firm is paid over $700,000 a month, or over $8.4 million dollars a year and that figure is increasing in ALL states !

Thus, Pre-Paid legal members are (collectively) the law firm's #1 client. They are given the SERVICE and RESPECT that Pre-Paid Legal MEMBERS deserve by the nation's TOP-rated law firms. They have a network of lawyers in case you need a closer lawyer.

I have the NEW "Legal Shield" for 24/7 NATIONWIDE help if a family member is detained, questioned, or arrested by a law officer or a security guard, with a few common-sense exceptions.

In my opinion, Pre-Paid Legal Services and the book is like the TIP of an iceberg. You are impressed by the 10% of the iceberg that you can see, but the 90% BELOW the water is what will really knock you off your feet ! What is NOT yet told in the book, will make a great sequel !

Harland Stonecipher wants to help make many MILLIONAIRES. The book tells of only a few. However, the "Profiles of Success" available from associates has the stories of over 200 people ... well on their way to being millionaires.

"The Pre-Paid Legal Story" talks about how we are "one big family" that helps other family members and prays for them, like Wilburn Smith when he was expected to die from cancer. I understand that Wilburn was in the hospital for 4 months, and in ICU for over 40 days. Then 3 days after he had a national prayer call made for him, he went home from ICU !

It was too late to include the story about the prayers that went out for Ken Moore in September, 1999 when he had two back-to-back severe heart attacks and was NOT expected to live through the day. Wilburn Smith, the PPLSI President, sent his personal plan and pilot to Dallas to bring Randy and Pat Moore, his son and wife, and Bake Baker, a close friend, to Oklahoma City, OK. The associates prayed for Ken who has made a REMARKABLE recovery !

If they told the WHOLE story, it would be thicker than "War and Peace," and some people might NOT believe that a company or business opportunity could be this GREAT. They played down the story to make it more believable. The TRUTH will blow your mind !

One major point that needs to be made are cases when associates (with good downlines) are hospitalized. When Wilburn Smith was in the hospital, his earnings did NOT stop or go down. Wilburn's easrnings increased, because of his over-rides from his growing downline. Ken Moore has had about 6 major hospital stays for heart attacks and strokes, and other reasons. Yet each time, he was making more money after a hospitalization than before he went into the hospital.

The book mentions about Woody and Fran Alexander taking off about THREE years for personal family reasons, yet their checks NEVER STOPPED !

What company can you name where you can stop working for any period , let alone THREE YEARS, and not be history ?

Another unbelievable fact is PPLSI has NEVER raised the rates to members in over 28 years, and they don't PLAN on raising any rates. Can you name even ONE product or service that was sold 28 years ago that is the same price today, as it was then ? PPLSI has new policies with MORE benefits that are more per month, but the member does NOT have to upgrade or pay more.

I enrolled on 4-1-1984 and paid $10 a month, then they UPGRADED my benefits to what brand new members were paying $16/month. Yet my membership dues remained ONLY $10, even though I was getting the benefits of the $16 plan. That show how much PPLSI VALUES their members. The service from the lawyers is outstanding. You don't get services, calls, or letters written by clerks or paralegals. Your services are done by SKILLED, highly compensated, TOP-rated lawyers.

I just wish the book had more member testimonials of these great services. I won't leave home without my PPL member card and "Legal Shield"

It is amazing that PPLSI has changed the compensation plans to fine-tune them. Yet each time, the plan was BETTER benefits for the associates, rather than DECREASING their compensation like other companies.

I'm looking forward to the sequel to this book !

If anyone doubts what is in the book, they can read magazine reports about PPLSI in Money, Business Week, Fortune, Forbes, Equities, and many other EXPERTS that would NOT risk their professional standing to exaggerate the truth. They PRAISE PPLSI !

The deeper and harder that anyone INVESTIGATES PPLSI, the more impressed they will be. Financial magazines and stock broker firms have invested countless hours with their EXPERT skills and the money to do a VERY THOROUGH investigation, and have been writing great reviews of PPLSI...

http:... When Ray Kroc first began the concept of the 15 cent Hamburger, served fast and with a smile, it was easily the strangest thing anyone had ever seen. And yet, through the persistent efforts of a visionary and two brothers named McDonald, the golden arches is one of the most successful franchises in US History. Pre-Paid Legal Services, Inc. provides the first TRUE golden opportunity of the 21st century for anyone to literally become part of the most significant fundamental change in the 200+ year history of the American Justice System. Pre-Paid Legal is taking on the challenge of assigning a personal attorney to every individual, single parent, and family in North America; Millions of dollars will be paid to those wanting to organize this mission in your city. Be a part of our success TODAY by visiting the following site...