I really liked this book. It was just as good if not better than Rich Dad, Poor Dad. I recomend it.

This book is really the "core" of beliefs that are expressed in many of the author's books.

Where this book excels is getting people out "employee" or "self employed" mentality and thinking in a "business owner" or "investor" mentality. After I read this book I really started looking at my co-workers in a strange way and decided I needed a change.

Kiyosaki recommends investing in assets that create a positive cash flow immediately. Easier said than done, but the author admits it's not easy -to get rich!

Since I've read this book, I've left the "employee" and "self-employed" mentality behind and have really focused on business owner mentality. Although my personal "cash flow" initially dropped in the process, my long term situation has definitely improved and put me on target to achieve higher levels of success.

Want to know why the rich get richer and everyone else seems to struggle? Is this an end all on the subject- NO it is not, as Robert himself would tell you the study of money if a lifetime pursuit.

However this book does an excellent job of describing the basics of why the rich get richer- and how they do it.

This book is also the first that enabled me to understand some basic accounting principles- mostly by not using numbers and formulas just some simple diagrams. Does it make you a CPA- No. But it does get a working class guy with little to no accounting knowledge the basic understanding of a personal financial statement.

Robert Kiyosaki (and his advisors) write books that make what seems to be complex money subjects seem understandable. Kind of the way AOL made the internet seem easy. Most of us have outgrown AOL a LONG, LONG time ago. And you can improve your financial literacy easily with Robert and his team.

Outstanding book. It provides the right financial wisdom that is so desperately needed by many in this country.
Oh, how I wish I could have had a book like this 20 years ago!
It will make much better sense if you read the first book in the series first though, "Rich Dad, Poor Dad", if you haven't already done so.

Like others, I do agree this book is a little repetitive. Mr. Kiyosaki does restate the same ideas he mentioned in his first book but he goes into more detail on other ideas; like how he made money on some deals. This book is meant to be a general 'coaching' and not a get rich quick seminar. So the repetitive pep talks are necessary and probably are similar in method to which his rich dad gave him. Furthermore, after a lifetime of repeating bad money habits, one needs repetition before correcting those habits. I do plan on continuing the series.

A great concept.

If you have not read any of Kiyosaki's books, read this one first.

I hate to use the word "paradigm" because it is often thrown around too easily and it is overused, but this book will change the way you look at your financial life.

Ultimately, you will need to read additional books after this one for more indepth content, but this book will get your mind going in the right direction.

The book is vital for those who want to get back on track with there financial situations, the book gives all the points of view that you might need as well as practical steps.
highly recommend to everyone!

This was the second of this author's books that I've read, the first being 'Rich Dad, Poor Dad'. Once again Robert Kyosaki delivered and lived up to his reputation of being an easy-to-read writer and an author with much positive information to share. He's had tremendous success with his book series and deservedly so.

The ability to make money is pertinent to us all. Some of us want loads of it, others are happy to make a comfortable living at something they enjoy doing. Although no book is magically going to make everything happen for you and bring all the pieces into place without effort on the reader's part, this book certainly breaks down the business process and helps one clearly define what type of business (and therefore lifestyle) one desires.

If you enjoyed Robert Kyosaki's other books, then you will equally love this one.

Real Life Dramas - Volume One

Darren G. Burton

Robert Kiyosaki's books have changed my life. If you want to see what you have been doing wrong financially all your life then these books are for you. Learn about finance with fun and easy to read books. Every person in the US should be required to read these books in school. My life has already been turned around 180 degrees by reading Robert's books. I highly recommend every one of them.

If you want to understand your own mindset about money and work, this book will indeed enlighten you. It's well worth the money if you are serious about wanting to increase your income.

Nice read, interesting concepts, no payoff. Pay big bucks and go to his conference. I don't think so.

Cashflow Quadrant is a personal finance and investing book written with Sharon Lechter, C.P.A. as the sequel to Rich Dad, Poor Dad. In this book the authors talk about the cashflow quadrant: an illustrative tool to show the difference between Employees, Self Employed, Business owners, and Investors. The authors discuss the differences between concepts and ideas distinguishing of each quadrant, particularly as they relate to passive income and tax advantages. As a self-help author, Kiyosaki invites readers to consider their own ideas about money.

Some readers may find the examples given in the book as false, misleading and even dangerous. Please treat these examples not as direct recipes but as fiction illustrations. Those who scrutinize these cases simply cannot see the forest for the trees. Debating Kiyosaki's assertions is a nitpicking. Some people may also criticize the authors for being overly repetitious in his teachings. They consider this a tactic to produce "filler" material in order to make it appear the authors are covering more material. I do not agree with these accusations. I think that this is an intentional teaching style common to self-help books.

In addition to this book, I can recommend "Transforming Debt into Wealth" by John M Cummuta.

This book is simply awesome. Robert explains in simple words how money flows and should be a must for everyone's financial education.
I highly recommend it to everyone I work with, to better their financial life.

This book is simply awesome. Robert explains in simple words how money flows and should be a must for everyone's financial education.
I highly recommend it to everyone I work with, to better their financial life.

O.K., first of all I'm a fan of Kiyosaki. His books have inspired me to get out there and make something happen for myself.

Alright, this is a typical ideolgical book that classifies individuals according to what they, say, do, and think. It's challenges one to look inward to see characteristics they may want to change or at least be aware of.
I would advise someone starting on the path to read this book several times, then make any applicable changes.

**************************WARNING*************************

Some people get sucked into the Kiyosaki gospel(not his fault) and fail to do anything but talk about it. They buy every book, CD course, and seminar, but don't actually "do it" Don't let this be you. Limit the amount of information you absorb and get out there and make a mess, just do it, don't analyze stuff to death or else you won't get rich...only Kiyosaki.

There is a reason that the Rich Dad books have been a mainstay on the best sellers lists. Robert Kiyosaki teaches you to look at money from a new perspective. Rich Dad, Poor Dad is a must read for everyone, not just those interested in taking charge of their finances.

If you have read the Rich Dad Poor Dad book, Cashflow Quadrant is a continuation that helps you define your place in the world of money, and helps you determine where you want to be.

It breaks down the individual quadrants outlined in Rich Dad, Poor Dad(employee, Self-employed, Business Owner, and Investor), and helps you determine what type of "Financial Personality" you have. There is no right or wrong quadrant, and it forces a bit of self reflection. Once you determine your "financial personality"(quadrant), you understand where you fit in, in the financial world. Again, there is no right or wrong quadrant, and it offers direction on how to change your "Quadrant".

Cash Flow Quadrant is not a get rich quick book. It is more of a guide to assist you in your financial reflection and laying the ground work to make financial changes. It not a "step by step" guide to wealth, but a guide to put you on the right path. It will not tell you "if you do this, this and this, you can retire early and rich".

In Robert Kiyosaki's classic method of no frills teaching, he conveys his message with stories and easy to understand common sense concepts. Even the most financial illiterate can learn and understand his concepts.

Most of us have no idea how the economy works - or how to create wealth. I read this book several years ago, and it really opened up a lot of ideas and avenues for me to create not just income, but wealth. Too bad I didn't know all this when my kids were little!

This is another must read for anyone interested in learning about money management. Read Rich Dad Poor Dad first though.

I loved the first Rich Dad Poor Dad book (I would give it 5 stars)! This one covers the Cashflow Quadrant (just as the title suggest) in slightly more detail than the first. While I realize redundancy is a key to driving in new ideas & making things happen naturally that don't normally, I believe this book could have been reduced to two chapters. I do not want to discourage anyone from reading it but I would suggest checking it out at the library instead of buying it. I don't believe I will need to own this book for later review.

Pros:
Affordable
Not too lengthy

Cons:
Too Wordy
At times complex
Rocks you to sleep

You over charge me! You charge my charge card twice!
Please fix this problem.

Thanks,

Steve O'Brien

This one book from Robert T. Kiyosaki really opened my mind and eyes, I will have to read it again & yet again to really get a complete understanding of the Information he has in this book, And anyone that says reading it once is enough, READ It again and you will be surprised at what pops up out of the pages as do read this book. So If you are truely tired of the old RAT RACE and feel there is got to be a better way then read this book.

This book opened my eyes. It seems that everything he says is common sense, but the way he taught it really inspired me. After reading his book I decided to stop being an employee and move to the self-employed quadrant. I started my own corporation and I now have enough money to start investing in Real Estate following another of his books. I highly recommend this book to everybody.

I found the same stuff repeating over and over again with nothing to say how actually to get money.

this is one of the most significant books for any aspiring entrepreneur. a must have for anyone contemplating going into business for themselves.

"Cashflow quadrant" shares good concepts and ideas that do indeed build on the basics discussed in "Rich Dad, Poor Dad," but I found the writing to be fairly simplistic and repititive. The 7 steps to getting started, which are the last 50 pages of the book or so are what I found to be the most valuable as they help to create an action plan. They make some of the vague concepts much more tangible for me. If you only read the first chapter to understand the various quadrants where people make money and the last 50 pages, you could skip the middle 175 pages while still gaining the majority of the book's value. Generally speaking, I would not recommend buying this book, but rather skimming the beginning and end in a book store. It's a 250 page book that could easily be about 50 pages while minimizing the repetition of the same points over and over.

First 3 chapters of the book were very good. The remaining hit me as re-hash. Maybe just where I am at, but I quickly lost interest.

I dont care what walk of life your from, this book should be the basis of every business persons library. This book opened my eyes to the rat race we all at one point began to enter. There are no get rich notes in here so dont bother looking for them! This book will develop you to start thinking like the wealthy. I have read just about all of the Rich Dad series and I have yet to be dissapointed.

Hi, Every one I do not what to say, I just finished the book and it is a great book, it change the way I think about my financial future.

This book changed my way of thinking about money and how we let it control our lives instead of controlling money ourselves. I also liked how he discussed the different personality types that are associated with the differnt quadarants.

This book is great for understanding the difference between being a
employee and a business owner. It also make you realize that you may think
you have a business or you may think that you are a investor, but might
not really be. This book has inspired me and many of my friends. This book
is not only great for the information but its really good because you can
talk about it with your friends. (Since his book are really popular) It's
a real good read. Just realize that it's not HOW TO information.

Matt Bacak
Author of The Ultimate Lead Generation Plan
and Secrets of the Internet Millionaire Mind

I liked his first book but this one was not as good. Kiyosaki is the only guy I know who can take one simple concept and turn it into a whole book. He uses too many diagrams to explain simple ideas which in turn take up the bulk of the book. He's a story teller and a salesman, not an analytical numbers guy. He's very short on specifics but loves to push his CASHFLOW boardgame and other products. He takes simple investment terms, twists them around, re-gurgitates it, and puts his own spin on it. His books are mainly motivational tools. That's it. Get up and do it! But I won't give you good advice on how.

I liked his first book but this one was not as good. Kiyosaki is the only guy I know who can take one simple concept and turn it into a whole book. He uses too many diagrams to explain simple ideas which in turn take up the bulk of the book. He's a story teller and a salesman, not an analytical numbers guy. He's very short on specifics but loves to push his CASHFLOW boardgame and other products. He takes simple investment terms, twists them around, re-gurgitates it, and puts his own spin on it. His books are mainly motivational tools. That's it. Get up and do it! But I won't give you good advice on how.

What a superb piece of work - and I would have rated it a 5 if there were more information on why we humans do the stupid things we do.

I have always maintained that Freedom means little without Financial Freedom. Mr. Kiyosaki makes a convincing case for this, and what's more - gives you tips on how to get started on this journey.

For me the first experiences of these concepts came during the early 1970s; and again during 1990s when a 75 year old woman came to our store asking for work. I asked her - why she was looking for work at her age? Her reply - "I lost my husband recently - we spent a lot on his treatments, and now I dont have enough to pay the rent. Social security does not pay enough." I wondered how many people face a similar predicament in the US...that was the day - I decided to take charge of the situation myself - rather than let others drive my future.

This book is a must read for all those who seek to be financially independent, and are willing to honestly face themselves - which is often not easily done. Why? Because we human beings have a certain amount of ego - that gets in the way. But for those who can swallow the ego - and are willing to listen, persevere, and do the things Mr. Kiyosaki suggests - there can be rich rewards.

Enjoy...and be on the road to financial independence...and remember - Rich is not a dirty word!!

I will confess - I've been a Robert Kiyosaki fan for years.

I should have posted my impressions of The Cash Flow Quadrant here a few years ago.

Of all Kiyosaki's great books, this one is my personal favourite. I've devoured it.

In The Cash Flow Quadrant, he coaches us like a mentor. He speakes the truth about the 4 sources of income like no other resource I know of, personally - and this is critical education that ALL of us need to have and clearly understand.

In many cases, I've given this little Gem as a 'gift' to some special people in my life, including family.

As a Financial Advisor, Business Consultant and Coach, I make absolutely sure that my clients and business associates "study" this book - especially SELF-EMPLOYED professionals, as they make up most of my client base. Kiyosaki "teaches" the hard realities in his book about those of us on the LEFT side of the Quadrant...

As Self-Employed professionals, we are trading TIME for MONEY - it's LINEAR income.

Yes, as attractive as Self Employment may be (and it can be) - it is still "trading HOURS for DOLLARS".

There is usually little or NO ((passive)) income - let alone 'multiple' income streams. And this is exactly why SO many solo business professionals encounter high stress and burnout (fee-based - dentists, physicians, chiropractors, attorneys, surgeons, corp executives, professional coaches, trades people, financial planners, consultants, small business owners, etc, etc).

The Self Employed must continue to BE there [working] to create their incomes. Many of us have what we believe to be magnificant and satisfying chosen careers - and that's wonderful. BUT when we get sick - or are in an accident - or get shut down - or go on vacation - or are sleeping - our income basically S-T-O-P-S.

Many of us make very large incomes, but we may also have expensive lifestyles, max out our credit cards, owe high taxes, face heavy workloads, etc.

Self-employment is on the LEFT side of the Cash Flow Quadrant (with Empolyees). Ideally, the "ultimate" place to be is on the RIGHT side of the Quadrant ((Business Ownership & Investments)) - OR at least to take steps to "diversify" - so that multiple streams of ((passive)) income will result - giving us an economic safety-net for the future.

I give this a 5-Star rating, without question.

Sincerely,

Peter Arnold, CLU, CFC / Founder
Business Achievers Academy / Canada

Wake up people! Do you really believe your personal financial situation gives you a lot of freedom right now? I have an MBA in Finance and I have a Bachelor in Science, so I am highly educated, right? I have been a successful employee my entire life - and I even have several investments: real estate, commodities, 401(k), stocks, etc. I thought all is good! After reading Robert's book, I felt I am a perfect example of the poor middle class person: highly educated but (relatively) poor with no security and a lot of dependence. From my education and from my work experience, I should have had all the tools, skills and knowledge to grow my assets my whole life long without major sacrifices. Instead, I was growing my liabilities. I found out, I am a lousy investor. I am 40 years old and my assets are in a shockingly bad shape. My real estate investment creates a negative cash flow every month (I have to pay for it), my stocks are not really going up in value and my commodities are just laying there creating no interest. Nobody has really explained to me how to master my private finances. I have a great credit score, a nice house, a wonderful family and almost no credit card debt. My neighbors must think I am rich. Now, Robert's definitions of Cash Flow Quadrants, Investor Levels and Investor Types have given me a tangible hint where I really am with financially: I am in the Cash Flow Quadrant E (Employee in a rat race), Investor Level between 1 and 2 which means "I spend all I have", "I have nothing to invest" and "I am an amateur borrower". I am an Investor Type C or B which translates to "I know nothing" to "What do you recommend I invest in?". So, Robert's books inspired me to change something in my life to eventually grow my assets and finally have more freedom, spend more time with my kids, my whole family and to spend time working on improving my house and yard, instead of working for an employer like in a rat race. This book might not be for everybody. In my mind there are three types of people: the educated middle class people who understand Robert's concepts, take action and change their life. Then there are people who might understand or might not understand but won't take action anyway and stay "poor" and "dependent". The last category consists of people who have done it right and are "rich" and "free" and they might find Robert's ideas amusing or trivial. Robert would measure "free" people by looking at their passive income: people with 100% passive income from B (business) and I (investor) are free people. People with 100% E income (E = Employee = income from your own sweat and blood) are not free and they live like in a rat race. All Robert is suggesting in his books is that everything between these two extremes is better than 100% income from E. He is just trying to show you ways to get financially smarter and how to really increase you passive income. That's all! I would say: take it or leave it!

This book breaks the entire world down into such a simple 4-part harmony.
Once you understand where you are in the world, it becomes simple to understand
why your financial situation is what it is -- and what you need to do to change it.

Reinforced the "The Rich Dad Poor Dad" philosophy and was well worth the read. Like Rich Dad Poor Dad it does not get detailed on any step by step processes, but does provide insight for evaluating who one might be financially and emotionally and the thought process transformation needed to change those if one desires to do so. The book does end with some good take-action advice on how to get started.

This is Kiyosaki's second book in the Rich Dad, Poor Dad series and builds on his simple but wise quadrant. Basically,, he divides income producing activities into employee, self-employed, investor, and business owner. Kiyosaki goes on to discuss how taxes impact your income in each quadrant, and recommends you find ways to move into the business owner and investor blocks. this information is vital to creating wealth and is rock-solid advice.

Two other books you may want to read on this subject include "The Richest Man in Babylon," by George Clason, and "The 17 Principles of Creating Wealth," by Phillip Collinsworth.

Though there are some valid concepts outlined, like the E/B/S/I descriptions, I would approach with caution as the author is a HUGE fan of "Network Marketing" and mentions it in the book as an important business tool. This is most likely because of the his close involvement Amway/Quixitar. Amway is a Multi Level Marketer, and sells products such as Mary Kay cosmetics and Glister toothpaste through direct sales representatives. Would you trust someone so enthralled of controversial business practices and pyramid-like schemes?

This book is the perfect follow up to 'Rich Dad Poor Dad'. It delves into the details needed to get going with the first book. I've waited a long time to start my fortune and I feel this is what I have been waiting for. In the easy to digest style of Robert Kiyosaki following his teachings is leading me closer to being an independently wealthy person. His Wife's book 'Rich Woman' is also right in the line of need to know guide for women. I am so grateful for these books. Easy to follow the understand.

This book leads you to look at finacial information from a completely different viewpoint. It made so much sense, I'm changing my financial picture in a very positive and forceful way. I expect, within 3 to 6 months I'll be doubling my income. Of course, I'm already in business and have had business training so my learning curve maybe a bit shorter than for others, but I believe there is merit in this book for people who don't know too much. I would caution readers to read Rich Dad/Poor Dad first. Reread parts that are a bit tough. This series is definitly worth the cost in cash to buy the books and time to read them and reflect on what they are saying.

This has so much information. I had my eyes opened to things that I had never seen before in my mind. And it all makes so much sense. It makes you wonder why it is not common teachings to everyone.

This is a fantasic read for anyone in the business and real estate world. I highly recommend this book to anyone who is serious about being an entreprenuer and building businesses.

This book is a great primer to the concept of generating cashflow from your assets, as opposed to simply earning income and growing more and more in debt. It seems to be such a simple concept, yet it's not something that is generally taught in schools, or passed down from a lot of parents in America. Most of us are always told to get a steady job with secure benefits, which is fine for most and certainly admirable, but this book is really eye opening towards the idea of financial freedom for those who wish to take charge of their lives and pursue a path that is different from the norm.

That said, this book is not a manual or even a road map for landing on the right-hand side of the cashflow quadrant (as a large business owner or investor). It is more of an introductory guide to what it means to be financially free. It goes into detail about how to classify your current state of financial affairs, how to make goals to get to where you want to be, and how to get your feet off the ground towards that end.

I must say, sometimes this author strikes me as a little odd. For example, in one section of this book, he asks you to make a list of the six people you spend the most amount of time with and their current financial status. He states that when he started out on his path to great wealth, he listed his wife and five close friends. Now that he has achieved great wealth, only one name from that original list- his wife- is someone he is still close to (though the others remain "dear friends"). He then goes on to talk about one friend of his that made millions of dollars, but went bankrupt. The only reason, he says, that he still spends time with that person is so that he has a "reverse role model."

That was the only questionable section of this book, and aside from that, it is a quick read that is well worth your time and consideration.

Good cash flow principles on how to use current assets to making income. Lacking a bit on how to acquire income-making assets, but you can combine this book with others like Investin Without Losing by Don Sausa to make a comprehensive book.

Enlightening. Mind shifting. A great book if you want to look at your life different and take some of the lids off of your beliefs. Worth the money for anyone who wants to live financially free without someone trying to give you some kind of formula to follow. This book is all about finding the financial freedom through yourself.

This book is full of great usefull information that has changed my life.

Stop reading the review and buy this book right now. It is a book you will find yourself reading over and over again. Each time you find new information that you can apply to your life right now.

With this book it is a must you get the following:

Rich Dad Poor Dad by Robert Kiyoski
Seven Years Seven Figures by Michaeal Masterson
Think Like a Billionaire by Scott Anderson
Secrets of the Millionaire Mind by T Eker
Think And Grow Rich by Napoleon Hill.

All these books add up to financial success!!!!!!

The overall concept here is to create wealth by increasing your long-term monthly income. Very thought provoking. But what ventures to take to do this? I think in life you have many different investment vehicles that can help you here. One of the ones to avoid though is actually the stock market because it moves up and down like a roller coaster -- it doesn't provide a stable monthly income.

The author actually mentioned something about tax lien certificates and people tend to shake their heads -- what the heck is that? It's a government sponsored investment vehicle which most books don't really clarify on how to invest in it. If you bought this book and want to learn more about tax lien certificates, I have a suggested best-selling title: Investing Without Losing: The Beginner's Guide to Real Estate Tax Lien and Tax Deed Auctions (ISBN: 0978834607)

Tells you what you should be doing but doesn't tell you how to do it. He explains what the quadrants are and goes in WAY too much detail describing the different types of people in these quadrants and does not tell you how to get from the employee quadrant to the investor quadrant. Makes suggestions like start a business or develop a business system. No mention on how to do that.

I just finished reading his Yahoo Finance article "A Taste for Debt" from 10/31/06 about upcoming tough financial times and he ends the article in typical Kioysaki (no explanation or in depth advice) fashion by saying "So what do I recommend? For now, enjoy the party, don't drink too much, and stay close to the exits".

Thanks for that Robert. I can't wait to not recommend and never buy one of your books again.